Serving Columbia, Jefferson City, Fulton, Eldon, Moberly and more.

MMLS Helps Bridge the “Opportunity Gap” for Mid-Missourians

 

Did you know that Boone County is “among the worst counties in the U.S. in helping poor children up the income ladder?”

Click on the following link to learn more:

https://www.columbiamissourian.com/news/local/economic-educational-disparities-persist-in-boone-county/article_6ef74f32-53ad-11e8-9fa8-63655db67b72.html

To help reduce this “opportunity gap,” MMLS has launched a Financial Stability Project to expand its representation of low-income consumers in matters that impact their financial stability and economic mobility. MMLS is pleased to welcome consumer attorney Julia Stensby in connection with this project.

Examples of issues for which we can provide legal assistance include:

  • Garnishment and debt collection proceedings;
  • Unlawful and/or predatory loans;
  • Automobile and title cases (including fraud);
  • Credit reporting issues;
  • Employment terminations and wage and hour claims;
  • Appeals of unemployment compensation denials;
  • Contract disputes;
  • Public utility billing practices; and
  • Bankruptcy assistance (limited).

Ms. Stensby will also be working closely with community partners to strengthen collaborations, increase referrals, and connect consumers with financial counseling resources and providers of emergency relief. Community partners, please click this link for a copy of our flyer.

Thank you to Heart of Missouri United Way for providing funds for this project

TIPS TO AVOID CONTRACTOR SCAMS AFTER NATURAL DISASTERS

After a natural disaster, such as the storms and tornadoes that hit Jefferson City this week, community members will come together to help their neighbors with clean-up, re-building, and financial and emotional support. Unfortunately, some people try to take advantage of consumers and homeowners who are anxious to repair their damaged homes. Missouri consumers and homeowners affected by the recent storms and tornadoes need to be on the alert and protect themselves from scams perpetrated by storm-chasers who target survivors of natural disasters.

If you are approached by a company or contractor offering to sell you products or services, take time to ask questions and assess whether the company is a reputable, legitimate business.

Be skeptical – if an offer sounds too good to true, it probably is.

MMLS offers the following tips on warning signs and steps you can take to protect yourself.

Avoid contractors who:

  • Use high-pressure tactics such as offering a “now or never” deal or asking consumers to sign documents immediately;
  • Demand cash up front for the entire amount;
  • Refuse to give an estimate of the job;
  • Are unable to produce local references; or
  • Ask you to obtain the building permit.

The following tips can help you prevent a scam

  • Get recommendations for a contractor from friends, relatives, co-workers, or insurance agent.
  • Check for any complaints with the Better Business Bureau, Home Builder Association, or Attorney General’s Office.
  • Get at least two estimates in writing that itemize the work to be done and separate supplies and labor.
  • Get everything in writing.
  • Do not sign a contract quickly without reviewing it carefully. Include an estimated start and end date, the contractor’s obligation to obtain the necessary permits, and any warranties covering materials and workmanship.
  • Ask to see a copy of the contractor’s general liability and worker’s compensation insurance and make sure any subcontractors have liability coverage, preferably under the general contractor’s coverage.  You can ask a friend, relative, or attorney to review the contract. Make sure you have a copy of the signed contract.
  • Get the phone number and street address for the company. If it only gives you a cell phone or post office box, it may be trying to avoid being found.
  • Ask to see the contractor’s business license. A business providing services in Jefferson City and Cole County must have a business license.
  • Ask for and check references from former customers.
  • Never pay in cash. Do not pay full price for services you have yet to receive.
  • Make full payment only when the terms of your agreement have been met.
  • Take a picture of the contractor’s vehicle and license plate number.

Elderly persons and people with disabilities may be targeted by scammers who lie about the extent of damage to parts of the home that the homeowner may not be able to physically access. If you cannot see the damage for yourself, ask for pictures; work with your insurance agent, friends or family to find reputable contractors; and get multiple bids.

Financial exploitation of a person who is elderly or has a disability is a criminal offense. Financial exploitation includes taking money and promising to perform a particular job that the offender does not intend to perform or knows will not be performed. You can report financial exploitation to the police or the county prosecuting attorney. Collecting and documenting as much information as you can about the identity, operations, and location of the person(s) taking your money will help the authorities find and charge the perpetrator.

Reporting Scams

Even when a person is careful, they can fall victim to a scam. If you have been a victim of a fraudulent company, report it to the police or the Missouri Attorney General’s Consumer Hotline. It is not your fault. Reporting the scam can help authorities investigate and stop fraudulent contractors.

Missouri Attorney General Consumer Hotline 800-392-8222 or online https://ago.mo.gov/civil-division/consumer/consumer-complaints

Other Resources

Mid-Missouri Legal Services www.mmls.org

National Consumer Law Center – Disaster Relief & Consumer Protection https://www.nclc.org/issues/disaster-relief-consumer-protections.html

Attorney General’s Office – Natural Disasters www.ago.mo.gov/civil- division/consumer/consumer-alerts/natural-disasters

Missouri Department of Health and Senior Services’ Toll-free 24-hour Elder Abuse/Neglect Hotline: 1-800-392-0210

Legal Services Corporation (LSC) Honors a Local Attorney for Pro Bono Service

“Irene Karns, a pro bono attorney for Mid-Missouri Legal Services and a member of the Boone County Bar Association, recently was selected by the Legal Services Corporation of Washington, D.C. to receive a LSC Pro Bono Award. Irene was honored at a Pro Bono Awards Reception on Thursday, January 17, 2019 at Stinson Leonard Street LLP in St. Louis.

Ms. Karns is a retired public defender who has volunteered in MMLS’s Uncontested Divorce Clinic (UDC) for seven years. She has assisted more than 80 clients at the MMLS Columbia office since the Clinic’s inception. The UDC was created by Columbia attorney Brian Taylor, and Ms. Karns has been instrumental in expanding and staffing the Clinic. The UDC is one of the most successful family law clinics in the country, with 90% of participating litigants successfully obtaining their decrees.”

Presenters were from left to right: John Levi, Esq., Chicago, Illinois, Chairman of the Board of Directors of the Legal Services Corporation Irene Karns, Esq., Columbia, MO Victor Maddock of Louisville KY, Member of the Board of Directors of the Legal Services Corporation Jim Sandman of Washington, D.C., Executive Director of the Legal Services Corporation.

Expert says prompt responses key to maintaining Medicaid benefits

COLUMBIA, MO – A mid-Missouri lawyer on Friday said you should seek help right away if you don’t understand any of the forms you receive concerning Medicaid benefits.

Ed Kolkebeck handles Medicaid and Affordable Care Act questions for Mid-Missouri Legal Services, which provides free legal help to those in need. He said most of his clients simply need help understanding what the Department of Social Services is asking for. Common documentation for Medicaid and other social-aid programs include income verification and various asset documents, so he said you should have those on hand. Kolkebeck said most Medicaid-related forms come in the mail, so you should check yours regularly. He said there often is only a limited time to reply and deadlines are fairly strict. If you move, he said you should give your new address to any social service agencies you work with right away.

If you have any questions regarding Medicaid or other paperwork, Kolkebeck said there are several agencies that can help you. He said his organization handles a variety of civil law issues including landlord-tenant law and family law in addition to Medicaid access. He also suggested using Cover Missouri’s help locator, which maps social-service agencies near your zip code.

Kolkebeck said if you’re not sure whether you qualify for Medicaid, the Children’s Health Insurance Program or similar programs, go ahead and apply. According to MO HealthNet, some services are available to a family of 4 making up to $94,000 a year. You can apply online as well as sending in a paper application.

13KRCG, by Garrett Bergquist, 13KRCG Reprinted from Friday, March 1, 2019 article:  https://krcgtv.com/news/local/expert-says-prompt-responses-key-to-maintaining-medicaid-benefits

11th Annual Chipping in for Charity Golf Tournament to be held on Monday, October 9th

The 11th annual Chipping in for Charity golf tournament organized by the Community Involvement Committee  of the Boone County Bar Association is scheduled for next Monday, October 9, 2017 (Columbus Day – a court holiday) at AL Gustin Golf Course, 18 East Stadium Boulevard in Columbia. Net proceeds from the tournament will be donated to Mid-Missouri Legal Services. We plan to use the funds for our Veterans Law Project.

The tournament is a four-person scramble format, open to both lawyers and non-lawyers. There are various sponsorship opportunities available (some include your team(s) in the tournament!) The entry fee is $125/person and $500/team, which includes green fees, range privileges, cart, lunch, beverages (beer, soda, water), post-tournament reception at Truman’s Bar & Grill, etc.

Please note, while the registration deadline technically has passed, additional individual/team signups and sponsorship are still being accepted! Click here for the sponsor information letter, a listing of the sponsorship opportunities, and the registration flyer to sign up your team and sponsorship.

Contact Sander Sowers at 875-1991 or sowers@learwerts.com to sign-up, donate, participate, and arrange sponsorships.

The Committee and MMLS would like to thank the following sponsors that have already stepped up for this year’s tournament:

Ace Sponsor
Lear Werts LLP

Eagle Sponsors
Midwest Litigation Services
The Bar Plan
Allen & Nelson, P.C.
Missouri Bar Young Lawyers Section Council
Stoney Creek Hotel and Conference Center

Birdie Sponsor
GilsbarPro

Hospitality Sponsor
Truman’s Bar & Grill

The golf tournament has raised $95,091.77 for charity since its inception thanks to the many donors, participants, and sponsors. The Committee is excited to be in a position to eclipse the $100,000.00 mark this year!

MMLS Executive Director Speaks On Importance of Meeting Veterans’ Legal Needs at Congressional Briefing

On March 10th, Mid-Missouri Legal Services’ own Executive Director, Susan Lutton, discussed how MMLS helps veterans and military families as part of a panel of experts on veteran issues at a congressional briefing in Washington, D.C. The briefing was co-hosted by Senators Roy Blunt (R-MO) and Patty Murray (D-WA).

Through a unique partnership with the local VA hospital in Columbia, MMLS is able to provide a walk-in clinic for veterans and their families to provide assistance and resources for various legal issues. During her discussion, Ms. Lutton explained how the project provides a much needed and important service – and importance of the legal aid programs – to veterans.

9th Annual Chipping in for Charity Golf Tournament – October 12th

The 9th annual Chipping in for Charity golf tournament is scheduled for Monday, October, 12, 2015 (Columbus Day – a court holiday). This year’s tournament will be held at Columbia Country Club, 2210 Country Club Drive. Net proceeds from the tournament will be donated to Mid-Missouri Legal Services Corporation. The tournament is a four-person scramble format, open to both lawyers and non-lawyers.

The entry fee is $125/person and $500/team, which includes green fees, range privileges, cart, lunch, beverages (beer, soda, water), etc. Prizes will be awarded to winning teams and for various on-course games and contests. There will also be hole-in-one prizes. The registration deadline for the tournament is Monday, September 28th.

To make the tournament a success and raise as much money as possible, sponsorships and prize donations for the tournament are needed. Please contact Sander Sowers at 875-1991 or sowers@learwerts.com to sign up, donate, participate, and arrange sponsorships. You may also download the registration flyer here. here. The golf tournament has raised more than $68,000.00 for charity since its inception thanks to the many donors, participants, and sponsors.

MMLS receives donation of $8,388 from Chipping in for Charity Golf Tournament

Mid-Missouri Legal Services was surprised and delighted to receive a check for $8,388.60 from the BCBA Young Lawyers Committee, even though the annual Chipping in for Charity Golf Tournament was rained out in October.   With an inch and a half of rain falling between 10 a.m. and 2 p.m. that day, and 8 inches during the prior 10 days, we assumed that the tournament would be completely doomed for 2014!   But, of course, the YLC wouldn’t let a little rain get in the way and made it possible for golfers to play on fair weather days instead.

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Annual Chipping In For Charity Golf Tournament is October 13th

The 8th annual Chipping in for Charity golf tournament is scheduled for Monday, October, 13, 2014 (Columbus Day – a court holiday). This year’s tournament will again be held at The Club at Old Hawthorne, 6221 E. Hwy. WW. Net proceeds from the tournament will be donated to Mid-Missouri Legal Services Corporation. The tournament is a four-person scramble format, open to both lawyers and non-lawyers.

The entry fee is $125/person and $500/team, which includes green fees, range privileges, cart, lunch, beverages, etc. Prizes will be awarded to winning teams and for various on-course games and contests. There will also be hole-in-one prizes. The registration deadline for the tournament is Monday, September 29th.

To make the tournament a success and raise as much money as possible, sponsorships and prize donations for the tournament are needed. Please contact Sander Sowers at 875-1991 or sowers@learwerts.com to sign up, donate, participate, and arrange sponsorships. The registration form is available by clicking here.

Last year’s golf tournament raised more than $11,600 for Mid-Missouri Legal Services Corporation thanks to the many donors, participants, and sponsors.

MMLS.org is Live!

Mid-Missouri Legal Services is proud to announce the launch of its Web site, providing information on applying for services, volunteering, and our mission to increase access to justice for low-income Missourians. We would like to offer a special thanks to the Young Lawyers Committee of the Boone County Bar Associate for their generous fund-raising and donations used in creating the website.

We are also expanding our Judicare program to cover more clients and areas of law and are seeking attorneys to assist these clients. MMLS provides Judicare attorneys with a reduced fee for this representation. As always, we welcome those attorneys willing to provide pro bono representation. Click here for more information about volunteer and Judicare opportunities!

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Jefferson City Office